About the Owners
Colonial Mortgage Corp.
Meet the Owners
Colonial Mortgage Corp is a licensed mortgage broker business with corporate offices located at 339 6th Avenue W, Bradenton, FL 34205. Established in 1998, Colonial Mortgage Corp is dedicated to providing the best mortgage products with the best level of customer service to their clients. With over 25 years of financial and mortgage-related experience, Colonial Mortgage Corp offers. financing solutions for almost every type of buyer scenario.
We’ve got you covered in all stages of life, from first-time homebuyers, 2nd home/vacation properties, to multi-family investment/commercial properties. We do it all! Whether you are purchasing a home or looking to refinance your existing mortgage to help with debt consolidation, Colonial Mortgage Corp. offers products to meet your needs.
Connect With Us
Edward Tonitis
Owner / NMLS# 280335
Ed is a Florida native, living in Sarasota & Manatee County for over 50 years. He graduated from Sarasota High School and attended the University of Florida and the University of South Florida. He received a Bachelor’s Degree in Finance.
Edward Tonitis is fueled by an entrepreneurial spirit that guided him into the mortgage industry in 1995. There, he discovered a genuine passion for helping people secure home financing, starting his own mortgage brokerage business in 1998. This has led to him earning a solid reputation as a skilled and knowledgeable Mortgage Broker.
With over 25 years of experience in mortgage lending, Ed brings abundant knowledge to assist each client in structuring the best mortgage solution for their financial goals. Dedicated to ensuring his clients feel both personally and financially cared for, Ed works hard to find the optimal loan solutions for all clients, making the entire process easy, efficient and fast. Ed's extensive knowledge of available programs, problem-solving abilities, and unwavering commitment to customer service guarantee that his clients receive unparalleled service as they move forward on one of the most significant financial commitments in their lifetime.
Tracy Tonitis
Owner / NMLS# 2349439
Tracy, originally from the city of Boston, MA, made the life-changing decision to relocate to the Sunshine State in 2012. Embracing the warm climate and the laid-back Florida lifestyle, she quickly fell in love with the unique charm of her new surroundings.
With a deep-seated passion for assisting others, Tracy dedicated many years to a fulfilling career as a Physical Therapist. After meeting Ed, and recognizing a shared vision, they decided to combine their strengths and work collaboratively to help as many individuals as possible realize the dream of homeownership. This dynamic partnership created a formidable team committed to guiding clients through the intricate process of home buying.
Tracy prides herself in being an innovative thinker, with excellent communication skills, and builds and maintains a strong network with industry professionals. This network not only enhances her ability to stay informed about market trends but also ensures that her clients have access to a wealth of resources, further facilitating a smooth and successful home buying experience.
How We Obtain Financing On Behalf Of Our Clients
Colonial Mortgage Corp. maintains business relationships with hundreds of quality banks and lending institutions who offer mortgage loan financing to the public. We also work with some of the largest wholesale lenders in the nation. Since wholesale lenders do not work directly with the public, Colonial Mortgage acts as the liaison between you (the borrower) and the wholesale company (the lender) to secure funding for your new mortgage loan.
Since wholesale lenders do not work directly with the consumer, it is necessary to secure these loans by using a mortgage broker such as Colonial Mortgage Corp. More often than not, utilizing a wholesale lender can result in a significantly lower rate than that of a traditional bank.
Wholesale lenders are often offering more liberal financing requirements versus the requirements of a traditional bank or lending institution. Since Colonial Mortgage Corp. has working relationships with a full spectrum of wholesale lenders and banks, we are able to offer our clients competitive rates on Conventional, Government, Sub-Prime, Home Equity Lines and Commercial products. Ask one of our trained mortgage professionals today what programs are available for you.
Take advantage of our FREE pre-approvals every day. Take advantage of our Free / No Obligation consultation to determine exactly how low your new mortgage rate can be. We appreciate you choosing Colonial Mortgage Corp. for your financing needs. We look forward to serving you and your friends and family for many years to come. If at any time you have a comment on how we can serve you better, please do not hesitate to let us know.
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